GoPeso

Home Product About Us FAQs Blog Privacy Policy

Read about financial literacy and credit!
Get insights from GoPeso users! Learn
how users are improving their financial
literacy with our advice and stories.

Need Urgent Funds? A Complete Guide to the
GoPeso Loan Application Process

When unexpected expenses arise, GoPeso is the trusted choice for many. From
download to disbursement, our loan app offers a simple and streamlined process.
Just follow a few easy steps: fill in your personal information, submit the required
documents, and complete identity verification. With our advanced AI-powered
risk assessment system, applications are reviewed in minutes—allowing you to
receive the funds you need quickly and easily. GoPeso helps you handle financial
emergencies with confidence and convenience.

02/2025

Transparent Interest Rates: All Fees Clearly Stated

With so many loan options on the market, it’s hard to know who to trust. GoPeso makes it simple. We are committed to full transparency—interest rates, service fees, and all related charges are clearly stated in the loan agreement. There are no hidden fees, ever. We also provide a detailed repayment schedule, so you’ll know exactly how much to repay each period, including a clear breakdown of principal and interest. At GoPeso, we believe borrowing should be straightforward and stress-free.

02/2025

Loan Limit Too Low? Practical Tips to Increase Your
Borrowing Capacity

When your loan limit falls short of your needs, how can you increase it? Maintaining a good credit history is key—repaying on time and avoiding overdue payments can help the system give a higher assessment of your credit status. Completing your personal information and providing additional income or asset proofs can also improve your evaluated credit level. In addition, regularly using the loan app and fulfilling repayment obligations on time allows the system to better understand your credit behavior, which may lead to an increased loan limit.

02/2025

How Does a Loan App Protect Your Privacy?
A Comprehensive Breakdown

In a world increasingly shaped by digital footprints, privacy is not a luxury—it’s a right. At GoPeso, we treat it as such. We employ industry-leading encryption technologies to safeguard every piece of your personal data—from your identity details to your loan history. We strictly follow all relevant privacy laws and regulations. No data is ever shared with third parties without your explicit consent. We routinely conduct system-wide security audits and updates to stay ahead of evolving threats, ensuring that your private information stays exactly that—private.

02/2025

What is a credit score? How does it affect your loan
application?

A credit score is a key metric that financial institutions use to assess a borrower’s credit risk. It takes into account factors like repayment history, outstanding debt, and the length of your credit history. A high credit score signals lower default risk, which can boost your chances of loan approval—and may even qualify you for better rates and higher limits. Our system uses advanced algorithms to evaluate creditworthiness, helping you understand the logic behind your score and empowering you to maintain strong credit.

02/2025

Guide to Avoiding Overseas Loan Scams in the
Philippines: Red Flags to Watch Out For

Common Scam Tactics: Fraudsters often pose as legitimate lending institutions using fake platforms and place ads on social media such as Facebook and Instagram. They may ask users to pay “processing fees” or “security deposits” upfront. Some even forge government documents, claiming the user has qualified for a “government-sponsored loan” and then lure them into transferring money. Others impersonate customer service agents from overseas lending firms, citing “account issues” or “failed payments” to trick users into disclosing bank account details and verification codes. How to Protect Yourself: Verify the platform’s registration and license status through the official website of the Philippine Securities and Exchange Commission (SEC). Never send money to individuals or entities whose identities you cannot confirm. If you encounter suspicious activity, call the Philippine Anti-Financial Scam Hotline at +63 2 8708-7087 for assistance. If you believe you’ve been scammed, report it immediately to your local police station and contact your bank to freeze your account.

02/2025

GoPeso creates an exclusive credit solution for you!
With a 100% digital process, say goodbye to cumbersome
procedures. It quickly matches your credit limit and offers
round-the-clock service for you to apply at any time.

Delete Account Product